Pearl Capital Ltd is a micro-lending institution dedicated to fueling economic growth by providing tailored financial solutions to SMEs, salaried individuals, and farmers across Rwanda.
Our MissionAt Pearl Capital, our mission is to provide accessible, transparent, and responsible financial services that empower individuals and businesses to achieve their economic potential. We believe that financial inclusion is key to sustainable development.
Our vision is to be Rwanda's leading micro-lending partner, recognized for our commitment to client success, ethical practices, and positive social impact.
We prioritize our clients' needs and success above all else, offering personalized service and flexible solutions.
We maintain the highest ethical standards in all our operations, ensuring transparency and trust.
We continuously develop new financial products and services that meet the evolving needs of our clients.
We work closely with clients, partners, and communities to create shared value and sustainable impact.
From humble beginnings to becoming a trusted financial partner for thousands of Rwandans.
Pearl Capital Ltd was established by a group of financial experts with a shared vision of addressing the credit gap for SMEs and individuals in Rwanda.
The company was licensed by the Central Bank of Rwanda (National Bank of Rwanda - BNR) to operate as a Non-Deposit Taking Financial Institution
Within our first year of operation, we successfully served over 100 clients, disbursing loans that helped businesses expand and families achieve financial stability.
Today, we continue to innovate and expand our services, remaining committed to our mission of empowering Rwandans through accessible finance.
We adhere to the highest standards of corporate governance and regulatory compliance.
Pearl Capital Ltd operates in full compliance with Rwandan financial regulations and international best practices in microfinance.
We maintain robust risk management frameworks to protect our clients and ensure the sustainability of our operations.
Discover how Pearl Capital can help you achieve your financial goals with our tailored loan products.