Tailored Financial Solutions for Rwanda

Discover our range of micro-lending products designed to meet the unique needs of SMEs, salaried individuals, and farmers across Rwanda.

SME Financing Salaried Person Loans Agricultural Finance Get Services charter Document

SME Financing

Fuel your business growth with working capital and expansion loans tailored to your enterprise needs.

Empowering Small and Medium Enterprises

Our SME financing solutions are designed to help businesses at various stages of growth access the capital they need to expand operations, purchase equipment, manage cash flow, and seize new market opportunities.

Key Benefits:

Flexible loan amounts RWF 1,000,000 to RWF 50,000,000
Fast approval process with minimal documentation
Top-up options for existing clients with good repayment history
SME Business Growth

Salaried Person Loans

Access personal loans with favorable terms based on your employment and income stability.

Salaried Professional

Financial Solutions for Employed Individuals

Whether you need funds for education, home improvement, medical expenses, or other personal needs, our salaried person loans offer competitive rates with repayment schedules aligned to your pay cycle.

Eligibility & Features:

Loan amounts from RWF 1,000,000 to RWF 10,000,000
Repayment periods from 3 to 18 months
Payroll deduction option for convenient repayment

Agricultural Finance

Specialized loans designed to support farmers through every season of the agricultural cycle.

Financing Rwanda's Agricultural Sector

We understand the unique challenges and opportunities in agriculture. Our agricultural finance products are tailored to align with planting, growing, and harvesting cycles, providing farmers with the capital they need when they need it most.

Agricultural Solutions:

Seasonal input loans for seeds, fertilizers, and equipment
Asset financing for irrigation systems, storage facilities, and machinery
Harvest advance loans to cover costs before produce sales
Flexible repayment aligned with harvest cycles
Agricultural Finance

Why Choose Pearl Capital?

We go beyond lending to provide comprehensive support for your financial journey.

Personalized Service

Dedicated loan officers who understand your unique needs and provide tailored solutions.

Transparent Pricing

No hidden fees. Clear interest rates and charges disclosed upfront before you commit.

Fast Processing

Quick approval and disbursement to ensure you get funds when you need them most.

Business Lending

Expert guidance on financial management, cash flow planning, and business growth strategies.

Responsible Lending

We assess affordability to ensure loans don't overburden our clients financially.

Flexible Repayment

Customized repayment schedules that align with your income patterns and cash flow.

Ready to Access Financing?

Start your application today and take the next step toward achieving your financial goals.